Popular Questions

How much is the average car insurance?

With so many variables associated with insuring a car, establishing an 'average' is difficult. With that, insuring a vehicle in an urban area is more expensive than coverage in a rural area, securing total coverage is more expensive than obtaining only liability, and your driving record will factor significantly into your rates. Most studies suggest an across-the-country average of $800 per year, but insuring your 16-year old might cost four times that, while obtaining only liability on your 16-year old minivan might be 1/4th that.
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What does travel auto insurance cover?

Few things complicate travel as much as a car accident or hospitalization. And if involved in a car accident on a vacation, you or your passengers might suffer both. Insurance is important wherever you and your vehicle might be, but it's exceptionally important when traveling. When comparing insurance providers, you need to consider three aspects of your coverage: Personal Liability, the Collison Damage Waiver and Supplemental Coverage. Personal Liability coverage pays the bills if you are at fault, the Collision Damage Waiver will repair or replace your vehicle, and Supplemental Coverage is just that - a means of covering those unforeseen expenses that are an inevitable product of an unforeseen accident. It's why they're called accidents.
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What can I do to lower my auto insurance costs?

If you park an expensive vehicle on the street in a congested, urban area you are probably paying a great deal for your auto insurance. Conversely, if you drive a less expensive, older vehicle in the suburbs and garage that vehicle every evening, you'll probably pay significantly less. However, if you're staying where you are and driving what you drive, you can still reduce costs of insurance with the addition of an anti-theft menu of modifications to your car, maintaining a clean driving record while opting for defensive driving, and improving both your driving habits and driving routine.

Am I covered by auto insurance if I drive someone else's vehicle?

Generally, coverage while behind the wheel goes with the vehicle you're in - and not who's in the vehicle. If, however, the vehicle you're driving is not insured, or the coverage does not match those costs associated with the accident, your policy's coverage will kick in to close that gap. For specific answers to the limits of your coverage, regardless of what you're driving, it's best to consult your insurance agent.

If I rent a car, am I covered by auto insurance?

While driving a rental car or truck your own insurance coverage may or may not cover you, your passengers and vehicle. In that this coveage will vary state by state, it's best to take the question to your insurance company for a complete and accurate evaluation of your current coverage, as well as the costs associated with any supplemental coverage you might need or wish to secure. It's far better to pay the relatively small fees prior to a rental than the thousands of dollars in out-of-pocket costs if your own policy were to fall short.

Insurance News

379 Articles
Car Buying
What is full coverage car insurance?

Full coverage usually means both comprehensive and collision insurance

Featured
How much does car insurance cost in 2023?

Plus: Tips to find the cheapest insurance

Official
Hyundai partners with AAA to offer insurance coverage for oft-stolen cars

Plague of thefts caused some insurers to stop renewing or writing policies

Ownership
Consumer Reports' auto insurance rankings show the little guy is the best guy (again)

Liberty biberty, most large insurers with big ad spends get low ratings

Official
Scratched EV battery? Your insurer may have to junk the whole car

'Zero repairability': Reuters finds lots of salvage low-mileage Teslas in particular

Featured
Why are some Hyundais and Kias so easy to steal?

It's not because you forgot to unplug your USB charger

Official
Hyundai and Kia launch software update to stop TikTok car thefts [UPDATE]

8.3 million vehicles are at risk: Some get the fix now, while others will have to wait

Report
State Farm reportedly excludes 14 Hyundai and Kia models from new policies

Louisiana State Farm employees say five states are affected

Report
Insurance companies refusing to carry some Hyundai and Kia models over thefts

Depending on what city you live in, insurers are fed up and you might be out of luck

Official
Hagerty introduces tree-planting carbon offsets for classic car owners

But to use it, you don't have to be a Hagerty customer or even drive a classic car

Featured
Teslas are so expensive to repair, insurers are writing them off

Elon Musk, meanwhile, says they're trying to make the cars cheaper to fix

Followup
Judges vacate $5M Geico payout to woman who got HPV in car

The case goes back to a lower court, so we'll see what happens next

Study
Not vaccinated against Covid? It could raise your auto insurance rates

Study says skipping a shot is a sign of other risky behavior, including behind the wheel

Official
IIHS updates overlap test: 2 SUVs get good marks, 9 fare poorly

New focus on rear passengers shows need for safety updates in second row

Study
Drivers paid more for insurance in 2022, and 2023 is looking even worse

Insurify found rising rates due to increased repair and medical costs.

Study
Studies show automatic emergency braking reduces rear-end crashes by half

Related injuries dropped by half, too, but pickup trucks present a problem

Official
Class action alleges Geico was too stingy with pandemic relief

The suit says that Geico didn't give back enough while it earned massive profits

Official
Catalytic converter thieves targeted by new law in California

The law will require detailed documentation to follow the trail of used cats

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